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Getting a mortgage pre-qualification is a good first step to shopping for a home. Mortgage pre-qualification helps you understand how much home you can afford. It also tells the seller you are a bona-fide buyer. Choose from the available lenders and begin the pre-qualification process.
If you are looking to get a loan, or you are buying a home, then it would be a good idea to get pre-qualified or pre-approved for your loan before hitting the market. Buyers with pre-approvals are looked at by sellers as more stable and can get you an advantage in buyers market.
It will also give you a good idea on how much you can spend on a house before you start your search.
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